For 30 years we have been taking calls from self-employed people telling us that they hope we can help because getting a mortgage is so hard and almost impossible for them.

And for 30 years we have been telling them that actually it is as easy for them to secure a mortgage as it is for an employed person; in fact more often than not it is easier.

And for 30 years we have been taking all the stress and worry away and providing mortgages for the Self-Employed, Contractors and Company Directors at standard rates and with no extra fees.

How do we make it so simple?

  • Our brokers are experts in the field of Self-Employed income
  • They understand which lenders are the best and which are the ones to avoid and as a truly independent brokerage we have access to the entire market.

As with everything in life it is about using the right person for the right job

We have found time and again that the complications only arise when advice is given by an inexperienced broker who does not understand self-employed income and have applied to the wrong lenders and then created a declined mortgage, or even a number of them. We are then appointed to try to solve the problem, which invariably we can do, but with the added complications and costs of having to first of all tidy up a damaged credit report.

Securing your self-employed mortgage offer

The best advice we can give is to call a specialist, such as SEICO, in the first instance and just spend 15 minutes on the phone to one of our brokers. By the end of a very short call you will know exactly how much you can borrow, the monthly costs, the fees involved and the time it will take to produce an offer. This costs you nothing to do and within just a few minutes you will have the confidence to go and make an offer on the property you want to buy. Or if you are an existing borrower looking to reduce your payments or release some capital then a few minutes on the phone and you will see the savings you can make may be substantial.
Getting a mortgage is not complicated, not expensive and not stressful, even for the self-employed. Simply use the right person for the right job.