Seico Commercial Finance
For over 30 years SEICO Group has specialised in finding the best commercial finance for our clients all over the UK.
Be it for Residential Buy to Lets, Residential or Commercial Developments, Care Homes, Leisure, Investors and business owner-occupiers, our expert brokers understand the market better than anyone and have the experience to know when to approach a high street bank or a specialist lender for your commercial finance requirements.
With our extensive knowledge of and longevity in the market we have lenders who go above and beyond to help our clients simply because they trust that we will only approach them with the right businesses for them and in a way that makes their decision an easy one to make. We make it our mission to understand what our clients need to achieve and to know which lenders will be a perfect fit.
If you are looking to purchase, re-mortgage or invest in commercial property, mixed use schemes and property portfolios in complex corporate structures our experts can help you find the right product. All you need to do is call or email us and the conversation can start.
- Commercial loans
- Commercial Mortgages
- Construction and development finance
- Cashflow lending
- Invoice finance and factoring products
- Leasing and HP arrangements
- Trade Finance
Why use SEICO Commercial Finance to help find a commercial loan or mortgage?
There is a huge benefit in using Seico to source your mortgage.
There are more than 100 specialist commercial lenders in the UK, each with their own criteria, rates, credit appetite and geographic focus. With over 30 years of experience as independent brokers we have the relationships with lenders in place and extensive knowledge of all sectors working with trading businesses, property investors, developers and landlords. SEICO can help position your deal with the most appropriate lenders and ensure that you pay the correct fees, secure the lowest rate and at every stage make you have direct access to your dedicated broker.
Different types of commercial finance available
What can commercial mortgages be used for?
Commercial mortgages can be used for a wide range of purposes including:
- Offices, including shared workspace.
- Retail Units.
- Garages.
- Forecourts.
- Warehouses.
- Industrial units.
- Purpose-built student accommodation.
- Residential portfolios including HMO or multi-unit blocks.
Commercial Finance Criteria
Commercial lenders will normally assess:
- How profitable the business taking the finance is. Lenders will use the profit generated by the business to assess the affordability of the commercial loan. With commercial finance/mortgages normally spanning multiple years, a consistent track record of profit will be beneficial.
- Existing debt levels. Commercial lenders will take into consideration the existing level of debt in the business when assessing the affordability of the loan or mortgage.
- If it is a commercial mortgage, lenders will assess the property itself. Depending on the use, the stability of the property tenant and the alternate uses of the property.
How can we help you?
If you are looking for a mortgage for your organisation please give us a call on 03330 063095 or email us at commercial@seicogroup.com
We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. Please note: Commercial Finance is not regulated by the FCA.