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Why let being a contractor hold you back from the home you want? You shouldn’t be penalised for not having traditional payslips, and with us, you won’t be.

 

  • Maximise your borrowing potential – we work with lenders who calculate affordability based on your day rate, annualised across the year, so your true earning power is recognised.
  • Specialist lenders at your fingertips – we have access to exclusive mortgage options designed specifically for contractors and the self-employed.
  • Tailored solutions, faster results – no endless paperwork or rejections for not “fitting the box.” We know which lenders value your income structure and can match you with the best deal quickly.
  • Peace of mind – with experts who fully understand the contracting world, you’ll avoid unnecessary delays and move into your new home sooner.

 

Don’t settle for being treated like a traditional employee; get a mortgage that works for you and your career.

 

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Mortgage Calculator

Fill out the details below for an estimate of the amount that could be available to you

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Your estimated borrowing range

This calculator provides an indicative estimate based on your income. Results will update here as you enter your details.

This figure is for illustration purposes only and is not a guaranteed borrowing amount. Your actual mortgage affordability will depend on your personal circumstances, including your deposit amount, outgoings (e.g. loans, credit cards), household expenditure, and number of financial dependants.

If your income is above £75k PA, you may be able to borrow a higher amount subject to underwriting and deposit level.

These figures are estimates and not a guarantee of how much you can borrow. Please do not use this as financial advice. Get in touch for advice and a more accurate offering for your personal circumstances.